Property Prices in Australia Set to Rise by 12% – What It Means to You

With interest rate cuts looming and buyer confidence bouncing back, Australia’s property market is on track for a significant upswing. Analysts project home prices could climb by up to 12% by early 2026 — a trend that could add over $200,000 to the cost of an average Sydney home. Now more than ever, tailored Innerwest Sydney property tax advice is essential to help homeowners and investors navigate the changing landscape.


As your trusted Inner West Sydney accounting and tax partner, we at Endurego Tax want to help you understand what this means from a financial and tax perspective — whether you’re a first-home buyer, property investor, or small business owner.


🔍 Why Are House Prices Expected to Surge?

According to the Centre for Independent Studies, every 1% drop in interest rates could increase property prices by around 6% within a year. With the RBA tipped to cut rates from 4.1% to 2.6% by 2026, home values in major cities could see double-digit growth.

📈 Forecasted Median House Price Increases by 2026:

  • Sydney: $1.69M → $1.89M
  • Melbourne: $1.03M → $1.16M
  • Brisbane: $1.02M → $1.14M
  • Adelaide: $1.00M → $1.12M

These figures are driven by low housing supply, returning buyer confidence, and expanded support for first-home buyers, including 5% deposit loans without LMI starting January 2026.


🧾 How This Impacts You — From an Accounting Perspective

At Endurego Tax, we help clients make financially sound decisions during volatile market conditions. Here’s how to take advantage of the current window:

💡 For Homebuyers:

Buying sooner may save you $100,000 or more. If you’re currently renting, now’s a smart time to run the numbers on mortgage repayments versus lease costs. We can help you forecast cash flow and secure potential deductions.

💰 For Sellers:

Use this time to maximise your property’s value. Strategic improvements and smart timing can boost your final sale price significantly. We offer guidance on Capital Gains Tax (CGT) planning to help you retain more from your sale.

📊 For Property Investors:

Property growth is great news — but so is a smart tax plan. We can assist with:

  • Negative gearing strategies
  • Depreciation schedules
  • Entity structuring for long-term growth
  • CGT minimisation if you’re planning to sell

🧠 For Business Owners:

With rising property and rental costs, it’s time to streamline your operations. If you own commercial property or lease office space, our team can advise on:

  • Tax deductions on fit-outs
  • Cash flow planning for relocations
  • Business structure reviews for asset protection

Our Advice: Act with Strategy, Not Emotion

Real estate is more than buying low and selling high — it’s about tax timing, financial forecasting, and compliance. Whether you’re planning to purchase, sell, or invest, we at Endurego Tax can help ensure you don’t miss key opportunities or get caught by surprise.

Let’s talk:

  • Structure your investments wisely
  • Reduce tax liabilities
  • Make your next move financially sound

📍Visit us in Ashfield, Inner West, Sydney, or book an online consultation today.

📞 Contact Endurego Tax – Helping you grow, save, and succeed with smarter financial planning.