Negative Gearing and Investment Property

What Is Negative Gearing?

Gearing is when you borrow money to invest in an asset (typically property). The income earned from your investment property is either positively or negatively geared. A property is negatively geared when the income generated from the property is less than its costs (loan repayments and other property-related expenses). Negative gearing tax law permits you to claim the loss as a tax deduction, reducing your taxable income. Consequently, negative gearing can make property investment a surprisingly accessible means of wealth creation. It can help you reduce your tax and sometimes give you a substantial tax refund.

Since the value of negative gearing is its capacity to reduce taxable income, it is essential not to miss any claimable deductions, especially depreciation expense from the building, the bank fee, or the amortization of the lender mortgage insurance. – every cent counts.

EndureGo Tax will ensure you claim every legal deduction and advise on structuring your investment to optimize your tax position. Our perspective is always holistic. We look at your entire financial profile and deploy negative gearing in the manner that best suits your individual needs.

To discuss how negative gearing and investment property, call one of our friendly staff at 1800 841 312 or email us at